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The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can Afford

August 5, 2021August 5, 2021 by bobelliot

If you’re looking for a new home, you’ve probably heard lots of advice about down payments. About how it’s okay to just have a five percent down payment – you’ll still get approved. About how you should make the down payment as small as possible to avoid cash flow problems. Read More

Posted in Mortgage Tagged down payment, home buying, lending

There’s No Reason To Panic Over Today’s Lending Standards

April 1, 2021 by bobelliot

  Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re pointing to is the availability of mortgage money. Recent articles about the availability of low down payment loans and Read More

Posted in Mortgage Tagged home loan, lending

Buying A New Car Impacts The Ability To Buy A New Home

September 18, 2020 by bobelliot

Those who are in the process of buying a new home need to be aware of some of the factors that might influence their ability to do so. Even though credit score, income, and assets will play major roles in whether or not someone might be approved for a loan, Read More

Posted in Mortgage Tagged debts, lending, mortgages

Why Now Is A Great Time To Apply For A Home Loan

July 30, 2020 by bobelliot

The idea of owning a home is enough to bring joy to nearly anyone’s eyes. The reality is that many people are a bit skeptical about looking for a home in the present climate. While the pandemic can make it hard for people to go outside and explore, now is Read More

Posted in Mortgage Tagged home buying, home loan, lending, Pre-Approval

A Breakdown – The Difference Between FHA, VA and USDA Mortgages

June 30, 2020June 30, 2020 by bobelliot

Are you thinking about using mortgage financing to buy a new home? If so, you’ve likely heard about mortgage insurance policies requirements and you may be wondering how they will affect you. In today’s blog post we’ll explore mortgage insurance and explain the difference between conventional, FHA, VA and USDA Read More

Posted in Mortgage Tagged fha, home loans, lending, mortgage, va

Contact Us

Bob Elliot
eXp Realty
612.868.5500
bob@mnresteam.com
7700 France Ave S, Edina, MN
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